Avera Holy Family Hospital billing

826 North 8th Street, Estherville, Iowa 51334

  • Voluntary non-profit - Private
  • Critical Access Hospitals
  • CMS rating 2 of 5

1. Call billing

Have your account number ready. Ask for an itemized bill and ask whether you can apply for financial assistance.

Main hospital line
(712) 362-2631
Ask for patient billing or patient financial services.
Call (712) 362-2631

2. See if you qualify for free or discounted care

As a nonprofit hospital, Avera Holy Family Hospital must have a written financial assistance policy under IRS rule 501(r). You can usually apply up to 240 days after your first bill, even if it went to collections.

Start an application cover letter

3. Send it in writing

A written request creates a record. Fill in your details, then print, email or mail it to Avera Holy Family Hospital billing.

  • Request an itemized bill
    Every charge, with its billing code. Start here.
    Get letter
  • Apply for financial assistance
    Cover letter for the hospital's application, with a request to pause collections.
    Create letter
  • Dispute a charge
    For duplicate lines, services you didn't get, or prices you want explained.
    Start dispute

Have your itemized bill?

Upload a photo or PDF. We'll compare each line to what Medicare pays and flag anything worth questioning.

Check my bill

Avera Holy Family Hospital in Estherville, Iowa receives a BillKarma billing grade of F based on an average markup of 29.4x Medicare rates across 11 procedures in their published price transparency file. This places it among the 10 most expensive hospitals in Iowa by markup ratio. The highest individual markups are for Lap ing hernia repair init (49.5x Medicare) and Egd biopsy single/multiple (47.6x Medicare). Patients with scheduled procedures at this hospital should review costs and compare nearby alternatives before confirming — charges at D and F grade hospitals are significantly above the national average.

Common procedure prices

Last updated: 2026-10-21

Code Description Hospital charge Medicare pays Markup
49650 Lap ing hernia repair init $21017.34 $424.19 49.5×
43239 Egd biopsy single/multiple $5881.43 $123.58 47.6×
44970 Laparoscopy appendectomy $26990.98 $578.17 46.7×
20610 Joint Injection (drainage) $1809.07 $39.75 45.5×
45378 Diagnostic colonoscopy $4716.61 $164.67 28.6×
29881 Knee Arthroscopy $14728.27 $515.71 28.6×
49505 Prp i/hern init reduc >5 yr $14151.50 $508.03 27.9×
45385 Colonoscopy w/lesion removal $4863.84 $223.45 21.8×
70551 Mri brain stem w/o dye $2552.00 $195.40 13.1×
70553 Mri brain stem w/o & w/dye $3508.85 $316.97 11.1×
10060 Abscess Drainage $291.32 $100.54 2.9×

Highlighted: charged at 5× or more what Medicare pays for the same code.

How to dispute a bill from Avera Holy Family Hospital

Last updated: 2026-10-21

AVERA HOLY FAMILY HOSPITAL currently shows a billing grade of F with an average markup around 29.4x versus Medicare reference rates. In currently loaded benchmark samples, this is above the national average (8.0x). Use that benchmark when asking billing to review line items and justify large gaps. This hospital appears to be nonprofit. Ask for the formal financial assistance application, income thresholds, and deadline rules before making payment commitments. Reported charity-care level is not reported. Before paying, scan your bill with BillKarma to identify line-item issues and generate a dispute packet.

Location

Location map unavailable for this hospital.

Map shows Avera Holy Family Hospital at 826 NORTH 8TH STREET, Estherville, Iowa, 51334. Nearby hospitals within 50 miles include Avera Merrill Pioneer Hospital.

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