What is Mclaren Bay Region's billing grade?

BillKarma gives Mclaren Bay Region a billing grade of N/A. This grade is based on an average markup of unknown Medicare rates across 4 procedures in their CMS-published price transparency file.

How much does Total Knee Replacement cost at Mclaren Bay Region?

Mclaren Bay Region lists Total Knee Replacement (CPT 27447) at $2,167.59. The Medicare rate for this procedure is $1,159.35, making this a 1.9x markup. The national average charge for this procedure is approximately $20,658.

Does Mclaren Bay Region offer financial assistance?

Mclaren Bay Region is a nonprofit hospital and is required under IRS Section 501(r) to maintain a written financial assistance policy. Contact their billing department to request the Financial Assistance Policy (FAP) application. Eligibility typically covers patients up to 200–400% of the Federal Poverty Level, though thresholds vary by hospital.

Mclaren Bay Region billing

1900 Columbus Ave, Bay City, Michigan 48708

Voluntary non-profit - Private
Acute Care Hospitals
CMS rating 1 of 5

1. Call billing

Have your account number ready. Ask for an itemized bill and ask whether you can apply for financial assistance.

Main hospital line

(989) 894-9510

Ask for patient billing or patient financial services.

Call (989) 894-9510

2. See if you qualify for free or discounted care

As a nonprofit hospital, Mclaren Bay Region must have a written financial assistance policy under IRS rule 501(r). You can usually apply up to 240 days after your first bill, even if it went to collections.

Start an application cover letter

3. Send it in writing

A written request creates a record. Fill in your details, then print, email or mail it to Mclaren Bay Region billing.

Request an itemized bill
Every charge, with its billing code. Start here.
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Apply for financial assistance
Cover letter for the hospital's application, with a request to pause collections.
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Dispute a charge
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Mclaren Bay Region in Bay City, Michigan is a Voluntary non-profit - Private hospital. CMS rates it 1 out of 5 stars for overall quality. BillKarma was unable to compute a billing grade for this hospital because their published price transparency file contains only 4 procedures — insufficient for a representative markup analysis. As a nonprofit hospital, they are required under IRS 501(r) to maintain a written financial assistance policy. Contact their billing department to request it.

Common procedure prices

Last updated: 2026-10-21

Code	Description	Hospital charge	Medicare pays	Markup	Your est. cost
27130	Total Hip Replacement	$6132.01	$1162.02	5.3×	—
22630	Arthrd pst tq 1ntrspc lum	$7055.03	$1510.72	4.7×	—
27447	Total Knee Replacement	$2167.59	$1159.35	1.9×	—
22551	Cervical Spine Fusion	$1682.28	$1604.91	1.0×	—

Highlighted: charged at 5× or more what Medicare pays for the same code.

How to dispute a bill from Mclaren Bay Region

Last updated: 2026-10-21

MCLAREN BAY REGION does not have enough pricing data in their published file for BillKarma to compute a billing grade. However, you can still dispute individual charges using Medicare rates as your benchmark. As a nonprofit hospital, they are required under IRS Section 501(r) to have a written financial assistance policy. Ask their billing department for the Financial Assistance Policy (FAP) application and income eligibility thresholds before making any payment. Request an itemized bill with CPT codes from their billing department, then use the BillKarma calculator to look up the Medicare rate for each code.

Location

Location map unavailable for this hospital.

Nearby hospitals

McLaren Bay Special Care Hospital Bay City · Grade D
Ascension Borgess - Pipp Hospital Plainwell · Grade F
Ascension Providence Rochester Hospital Rochester · Grade F
Aspirus Iron River Hospital Iron River · Grade F
Aspirus Keweenaw Hospital Laurium · Grade D

Prices at a glance

Billing grade: Limited data
Typical price vs. Medicare: —
Procedures compared: 4
Cash discount: Not reported
Patient Experience: Not Reported

From the hospital's price transparency file, compared with 2026 Medicare rates. Last updated: 2026-10-21. How grades work

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