Free tool

Is your medical debt
still collectible?

The statute of limitations on medical debt ranges from 3 to 10 years depending on your state. After it expires, collectors generally cannot sue you.

3–10 years SOL range across all 50 states

Use the later of: your last payment date, or the original date of service.

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BillKarma is not a law firm. This is a self-help tool, not legal advice. You are acting on your own behalf. Consult an attorney for complex situations.