State Guides
30 guides on state guides.
South Carolina Medical Billing Laws & Patient Rights (2026)
SC hospitals must provide charity care under SC Code § 44-7-3410. Learn surprise billing rights, the 3-year debt SOL, and how to cut your bill. Free analysis.
Alabama Medical Billing Laws & Patient Rights (2026)
Alabama hospitals must provide charity care under AL Code § 22-21-8. Learn the 6-year debt SOL, wage garnishment limits, and how to fight your bill. Free scan.
Louisiana Medical Billing Laws & Patient Rights (2026)
Louisiana expanded Medicaid under LA RS 46:446.1 covering 138% FPL. Learn the 3-year debt SOL, charity hospital legacy system, and how to cut your bill. Free scan.
Kentucky Medical Billing Laws & Patient Rights (2026)
Kentucky expanded Medicaid via kynect and requires charity care under KRS 311.372. Learn the 5-year debt SOL, surprise billing rights, and how to cut your bill.
Oklahoma Medical Billing Laws & Patient Rights (2026)
Oklahoma expanded Medicaid in 2021 (SQ 802) and enacted HB 2846 surprise billing protections. Learn the 5-year debt SOL and how to cut your hospital bill. Free scan.
Utah Medical Billing Laws & Patient Rights (2026)
Utah hospitals must provide charity care under UT Code § 26B-2-224. Learn HB 228 debt rules, 6-year SOL, and how to cut your bill. Free analysis.
Arkansas Medical Billing Laws & Patient Rights (2026)
AR Code § 20-9-1501 requires charity care at Arkansas hospitals. Learn ARHOME Medicaid, 5-year SOL, and how to cut your hospital bill. Free analysis.
Iowa Medical Billing Laws & Patient Rights (2026)
IA Code § 135.71 requires charity care at Iowa hospitals. Learn IHAWP Medicaid, Iowa Consumer Credit Code, 5-year SOL, and how to cut your bill.
New Mexico Medical Billing Laws & Patient Rights (2026)
New Mexico HB 372 bans medical debt from credit reports. Learn Centennial Care Medicaid, 6-year SOL, and how to cut your hospital bill. Free analysis.
Nebraska Medical Billing Laws & Patient Rights (2026)
Nebraska expanded Medicaid via Initiative 427 and passed LB 1105 debt protections. Learn the 5-year SOL and how to cut your hospital bill. Free analysis.
Colorado Medical Billing Laws: Facility Fee Bans
Colorado bans facility fees at off-campus clinics and requires charity care up to 350% FPL. Learn your rights under HB 22-1285, surprise billing protections.
Virginia Medical Billing Laws: Balance Billing Protections
Virginia's HB 1251 bans surprise balance bills. Learn Virginia charity care rules, medical debt protections, wage garnishment limits, and how to dispute.
New Jersey Medical Billing Laws: Surprise Bill Protections
New Jersey has nation-leading charity care laws covering all hospitals, strong surprise billing protections, and a formal arbitration process.
Arizona Medical Billing Laws: Patient Rights
Arizona patients have surprise billing protections under ARS 20-3102, AHCCCS Medicaid coverage, and charity care options.
Massachusetts Medical Billing Laws: Health Safety Net
Massachusetts has near-universal coverage and unique billing protections including the Health Safety Net, Chapter 93A treble damages, and MassHealth.
Maryland Medical Billing Laws: The All-Payer System
Maryland is the only state where a government commission sets all hospital rates. Learn how the HSCRC all-payer system, charity care, and debt protections.
Minnesota Medical Billing Laws: Surprise Billing
Minnesota surprise billing law (62Q.556), MinnesotaCare, charity care rules, and medical debt protections. Learn how to dispute hospital bills and protect.
Indiana Medical Billing Laws: Facility Fee Restrictions
Indiana bans certain facility fees under HB 1004 and limits wage garnishment. Learn Indiana hospital billing rights and how to dispute inflated bills.
Washington State Medical Billing Laws
Washington bans surprise billing and requires charity care up to 400% FPL. Learn your rights under the BBPA, WA Charity Care Act, and how to dispute.
Connecticut Medical Billing Laws: Facility Fee Bans
Connecticut bans facility fees at hospital-owned offices and has strong surprise billing protections. Learn how CT laws protect patients and how to dispute.
California Medical Billing Laws & Patient Rights (2026)
California has the strongest patient billing protections in the US. Know your rights on surprise billing, charity care, and AB 774 before paying any bill.
Texas Hospital Charity Care: Free & Reduced Care (2026)
Texas has more uninsured residents than any state — but nonprofit hospitals must provide charity care. Learn income limits, how to apply, and your rights.
Florida Hospital Billing Rights: Wage Garnishment Exemptions
Florida has one of the strongest wage garnishment exemptions for medical debt. Learn your rights, charity care options, and how to dispute Florida hospital.
New York Medical Billing Laws & Patient Rights (2026)
New York offers strong patient billing protections — charity care up to 400% FPL, balance billing bans, and 180-day billing limits. Learn your rights.
Illinois Hospital Charity Care: Free
Illinois requires charity care up to 600% FPL — one of the broadest standards in the US. Learn income limits, how to apply, and what free care covers.
Pennsylvania Hospital Charity Care: Act 169
Pennsylvania's Act 169 requires hospitals to provide free care for low-income patients and bans wage garnishment for medical debt.
Georgia Hospital Billing Rights: Charity Care
Georgia has not expanded Medicaid and lacks a state charity care mandate — but federal 501(r) rules and the No Surprises Act still protect you.
Ohio Hospital Billing Rights: Charity Care
Ohio nonprofit hospitals must provide charity care under IRS rules, and your wages are partially protected from medical debt garnishment.
North Carolina Medical Debt Laws: No Wage Garnishment
North Carolina prohibits wage garnishment for medical debt by private collectors — one of only a handful of states with this protection.
Michigan Hospital Billing Rights: Patients' Rights Act
Michigan's Patients' Right to Independent Review Act and Medicaid expansion give patients strong protections. Learn Michigan's charity care rules.