Medical Bill Error Checker
Check CPT charges against Medicare rates and flag likely billing issues.
Open Tool →BillKarma Free Tools
Each tool helps you identify overcharges, rights, or negotiation leverage, then routes you to a full bill audit when you're ready.
Hospital Financial Assistance Eligibility Calculator
Estimate charity care eligibility using income, household size, and hospital status.
Open Tool →Medical Bill Dispute Letter Generator
Generate a professional dispute letter for billing errors, hardship, or denial issues.
Open Tool →Surprise Bill Checker (No Surprises Act)
Check if your situation is likely protected under federal No Surprises Act rules.
Open Tool →Medical Bill Negotiation Script Generator
Generate negotiation scripts for phone or written billing conversations.
Open Tool →Procedure Cost Estimator
Estimate fair pricing ranges for procedures by CPT and ZIP.
Open Tool →Hospital Billing Grade Lookup
Find a hospital's billing grade and markup vs Medicare.
Open Tool →Good Faith Estimate Calculator
Estimate expected costs and compare to your actual bill.
Open Tool →Medical Debt Statute of Limitations Checker
Check debt collection lawsuit windows by state.
Open Tool →Medical Debt Rights Checker
Get a personalized rights summary for your debt stage.
Open Tool →Debt Validation Letter Generator
Generate an FDCPA debt validation request letter.
Open Tool →Insurance Denial Appeal Letter Generator
Generate a denial appeal letter with reason-code-specific language.
Open Tool →EOB Decoder
Decode EOB line items into plain-English payment breakdowns.
Open Tool →Medical Bill Payment Plan Calculator
Estimate payoff timeline based on bill amount and monthly budget.
Open Tool →CPT Code Lookup
Look up CPT descriptions, Medicare rates, and fair-price context.
Open Tool →Medicare Rate Lookup
Find Medicare reimbursement references by CPT and ZIP locality.
Open Tool →